New Hampshire First Time Home Buyer Loans are home loans with little down payment options
These are great products for people seeking to get their first home.
Fannie Mae HomePath 30 Year Fixed.
For New Hampshire residents, this home loan requires a 5% down payment with no private mortgage insurance or mortgage insurance, Additionally there is a minimum 660 credit score required. Visit HomePath for more information.
Fannie Flex 95% Financing Program.
This home loan requires aproximately a 680 credit score to qualify. This mortgage requires single upfront mortgage insurance premium however there is no monthly private mortgage insurance for homebuyers in New Hampshire.
My Community Plus First Time Home Buyer Program.
This home loan requires a 3% down payment and 680 minimum credit score. If you are a teacher, nurse or health care worker, pharmacist, fireman, police officer, paramedic, or military personnel living in New Hampshire you may receive a $500 credit toward closing costs. Visit Fannie Mae for more information.
FHA Kiddie Condo.
Parents can co-sign for son or daughter buying their first home in New Hampshire. Also, other family members such as brother or uncle can co-sign on loan and even a friend who has long-standing relationship may be eligible.
Home Possible Community Lending Mortgage.
This mortgage requires a 3% down payment and is for low-to-moderate income borrowers. There are flexible options if you are are a teacher, law enforcement, firefighter, healthcare worker, or military personnel/veteran in New Hampshire. Visit Freddie Mac for more information.
on your New Hampshire first time home buyer loan.
1. Credit Score: Click here to get a copy of your credit score.
2. Mortgage: Once you know your credit score, click here to apply for a mortgage at one of the most trusted mortgage companies on the internet.
3. Home Search: Click here to find a real estate agent that specializes in First Time Home Buyers.